Current Deposit

As a valued holder of current accounts with us, you’ll have access to a range of exclusive features and benefits. Enjoy the convenience of a personalized chequebook, as well as the ability to make quick and secure transfers through RTGS/NEFT and ECS facilities. With our UPI benefits and BBPS features, you’ll have access to cutting-edge payment technology and even greater convenience. Experience the full range of benefits that come with a current account with us.

We’re pleased to offer you the many benefits of a current account, including a range of services to help you manage your finances more effectively. As you prepare to open your new account, it’s important to note that a minimum balance of Rs. 2000/- is required to keep the account active and in good standing. This balance helps ensure that you have access to the full range of features and services available with your account. By maintaining this minimum balance, you’ll be able to enjoy uninterrupted access to your account and its many benefits. Of course, we’re always here to answer any questions you may have and help you better understand the ins and outs of your new current account. We look forward to helping you achieve your financial goals with our range of products and services.

We’re thrilled that you’re interested in opening a current account with us. To make the process as smooth as possible, we’ll need a few important documents from you. Please provide your KYC documents, such as your Passport, Driving license, Voter’s Identity Card, PAN card, or NREGA Job Card. In addition, we’ll require an Adhar Card and a letter from the UIDAI that includes your name, address, and Aadhaar number. To ensure we have the most up-to-date information, please also include two recent passport-size photographs and one officially valid document as proof of identity and address. If the address on your identity document matches the address you’ve provided on the account opening form, that document may also be accepted as proof of address. Also, attach the additional documents as per the respective entities. For public or private limited companies, a certificate of incorporation and commencement of business, a certified true copy of memorandum and articles of association, certified board resolution authorising the opening and operation of the account, PAN or GIR No. or completed form 60, any officially valid document identifying the authorized signatories and their addresses as given above. For partnership firms, partnership deed and registration certificate, PAN or GIR No. or completed form 60, any officially valid document identifying the partners and authorized signatories and their addresses as given above. For proprietorship concerns, any two documents from the following can suffice- sales and/or income tax returns, CST and/or VAT certificate, certificate/registration document issued by sales tax/service tax/professional tax authorities, licence issued by the registering authority like a certificate of practice issued by the institute of chartered accountants of India, institute of cost accountants of India, institute of company secretaries of India, Indian medical council, food and drug control authorities, registration certificate(in the case of a registered concern), certificate/licence issued by the municipal authorities under shop & establishment act, IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT, utility bills such as electricity, water and landline telephone bills, complete income tax return in the name of the proprietor wherein the firm’s income is reflected. For trust & foundation, a copy of the trust deed, a copy of the registration certificate, a copy of the resolution by the trustees authorising the members concerned to open and operate the account, and any officially valid document identifying the authorized signatories and their addresses as given above, PAN card. For Clubs/Mandals/Associations, a copy of PAN, bye-laws of the association or club, certificate of registration, copy of the resolution by the board authorizing the members concerned to open and operate the account, any officially valid document identifying the authorized signatories and their addresses as given above.