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Agriculture Loan
Our bank understands the importance of agriculture in our country’s economy and recognizes the contribution of farmers towards the growth and development of the nation. To support the farming community, we offer hassle-free loans that cater to all their investment requirements.
Whether it’s for farm mechanization, land development, minor irrigation, water conservation, horticulture and allied activities, or other agriculture-related activities, our loan scheme is designed to provide financial assistance to farmers in need.
Whether it’s for farm mechanization, land development, minor irrigation, water conservation, horticulture and allied activities, or other agriculture-related activities, our loan scheme is designed to provide financial assistance to farmers in need.
- Competitive interest rates
- Flexible repayment
- Minimal documentation
- Quick processing
- Tailored for agriculture needs
- Expert financial guidance
Simple Eligibility
Agriculture loans are exclusively designed to assist and support individual farmers, Self-Help Groups (SHGs), and Joint Liability Groups (JLGs) who are engaged in agriculture and its allied activities. To qualify for this loan, the applicants must not have any overdue payments with any bank or financial institution, reflecting their creditworthiness and timely repayment capability.
Flourish with ease
We believe that every farmer deserves a chance to grow and succeed, and we are committed to helping them achieve their goals. Our loan scheme is easy to apply for, and we ensure a hassle-free process that doesn’t burden the farmers with complex formalities.
You will be required to submit your KYC documents such as PAN card, Aadhaar card, rental agreement/electricity/telephone bill/election card, documentation and details of land holdings if any and your income proof if any. Also, other relevant applicable documents as per the loan requirement.
To maximize the benefits of an agriculture loan, it is best utilized for addressing both short and long-term cultivation requirements, post-harvest expenses, consumption needs, maintenance needs, and investment plans. This can provide farmers with a means to achieve sustainable agricultural practices, reduce operational costs, and increase their overall productivity.
The government offers various subsidies and subvention schemes for agricultural loans in accordance with the guidelines provided by the Reserve Bank of India, as well as the central and state governments. Please feel free to contact the nearest branch to obtain additional information.